A PLAIN ENGLISH introduction to Reverse Mortgages. This public service podcast was developed to help Seniors and their Advisors, including their Attorneys and adult children, UNDERSTAND REVERSE MORTGAGES. This is a great new product surrounded by myth and mystery - let us give you the facts!

The podcast is written and hosted by Nelson A. Locke JD - a well known Reverse Mortgage Expert and Chief Executive Officer of Value Financial - America's Senior - one of America's most experienced and trusted Reverse Mortgage Lenders. Nelson has helped almost 5,000 seniors obtain Reverse Mortgages and lead a more satisfying retirement without worrying about money. You can review their site at www.valuefinancial.net, or call them at (800) 760-5363.

Played: 1841 | Download | Duration: 00:16:30

Let's take a look at how to compare a Reverse Mortgage to other products out there - let's clear up the misconceptions and be honest with each other about what you get for what you pay. These programs are subject to a lot of misconceptions - learn from an expert who has helped thousands of seniors. This public service podcast was developed to help Seniors and their Advisors, including their Attorneys and adult children, UNDERSTAND REVERSE MORTGAGES.

The podcast is written and hosted by Nelson A. Locke JD - a well known Reverse Mortgage Expert and Chief Executive Officer of Value Financial - America's Senior - one of America's most experienced and trusted Reverse Mortgage Lenders. You can review their site at www.valuefinancial.net, or call them at (800) 760-5363.

Played: 1165 | Download | Duration: 00:18:47

This week we talk about Counseling - what to expect, what to avoid, this is a very important step in your Reverse Mortgage experience and is REQUIRED before your lender can do much of anything else. Counseling is the "law". So take 15 minutes and learn about it. Make the most of it. It is there to protect your interests! This public service podcast was developed to help Seniors and their Advisors, including their children, UNDERSTAND REVERSE MORTGAGES.

The podcast is written in plain english and hosted by Nelson A. Locke JD - a well known Reverse Mortgage Expert and the Chief Executive Officer of Value Financial - America's Senior - one of America's most experienced and trusted Reverse Mortgage Lenders. You can review their site at www.valuefinancial.net, or call them at (800) 760-5363. You can even apply on line for a benefits quote!

Played: 516 | Download | Duration: 00:23:37

Let's do a little myth busting. A plain english discussion of all the current myths out there about reverse mortgages, including that old favorite of ours - "The bank will take your house away" and more. Nelson Locke and his trusty sidekick Larry Batch will talk you through the 10 most popular misconceptions. If after you listen you are still confused, call us at 800-760-5363 and we'll explain it to you in person. This public service podcast was developed to help Seniors and their Advisors, including their children, UNDERSTAND REVERSE MORTGAGES.

The podcast is written in plain english and hosted by Nelson A. Locke JD - a well known Reverse Mortgage Expert and the Chief Executive Officer of Value Financial - America's Senior - one of America's most experienced and trusted Reverse Mortgage Lenders. You can review their site at www.valuefinancial.net, or call them at (800) 760-5363. You can even apply on line for a benefits quote!

Played: 1020 | Download | Duration: 00:23:48

Nelson takes a solo look at his imaginary chalk board, where he compares the costs of a reverse mortgage with a traditional forward loan, adjusted for the TRUTH. Yes, folks, the truth. NO Loan Officer DOUBLETALK. There is no such thing as a "no cost" loan. This public service podcast was developed to help Seniors and their Advisors, including their children, UNDERSTAND REVERSE MORTGAGES.
 
The podcast is written in plain english and hosted by Nelson A. Locke JD - a well known Reverse Mortgage Expert and the Chief Executive Officer of Value Financial - America's Senior - one of America's most experienced and trusted Reverse Mortgage Lenders. You can review their site at www.valuefinancial.net, or call them at (800) 760-5363. You can even apply on line for a benefits quote!

Played: 892 | Download | Duration: 00:14:42

Nelson Locke talks about what types of properties will qualify for a Reverse Mortgage. He discusses single family homes, condominiums, and more. He also talks abut the special issues encountered with condominiums, such as recreational leases and Associations that waive Reserves. Is that REALLY a good thing? Probably NOT. This public service podcast was developed to help Seniors and their Advisors, including their children, UNDERSTAND REVERSE MORTGAGES.

The podcast is written in plain english and hosted by Nelson A. Locke JD - a well known Reverse Mortgage Expert and the Chief Executive Officer of Value Financial - America's Senior - one of America's most experienced and trusted Reverse Mortgage Lenders. You can review their site at www.valuefinancial.net, or call them at (800) 760-5363. You can even apply on line for a benefits quote!

Played: 995 | Download | Duration: 00:14:13

This week Nelson will talk you through the five most common events that trigger the "due and payable" clause of a Reverse Mortgage. These are important to understand because this great product provides a LOT of peace of mind and you need to understand that no one can just ring your doorbell and "take your house away". Most professional advisors haven't got a clue about how Reverse Mortgages work, so listen and learn together. This public service podcast was developed to help Seniors and their Advisors, including their children, UNDERSTAND REVERSE MORTGAGES.

The podcast is written in plain english and hosted by Nelson A. Locke JD - a well known Reverse Mortgage Expert and the Chief Executive Officer of Value Financial - America's Senior - one of America's most experienced and trusted Reverse Mortgage Lenders. You can review their site at www.valuefinancial.net, or call them at (800) 760-5363. You can even apply on line for a benefits quote!

Played: 1044 | Download | Duration: 00:12:48

Nelson has trained hundreds of Loan Officers and has a really good handle on what makes them good or bad risks. And it's pretty consistent, too. If you take the time to listen, you will know what to look before you trust your home to your new Loan Officer!This public service podcast was developed to help Seniors and their Advisors, including their children, UNDERSTAND REVERSE MORTGAGES.
 
The podcast is written in plain english and hosted by Nelson A. Locke JD - a well known Reverse Mortgage Expert and the Chief Executive Officer of Value Financial - America's Senior - one of America's most experienced and trusted Reverse Mortgage Lenders. You can review their site at www.valuefinancial.net, or call them at (800) 760-5363. You can even apply on line for a benefits quote!

Played: 1069 | Download | Duration: 00:14:19

Fixed or Adjustable - what's the difference? And what questions should you be asking, anyway? This public service podcast was developed to help Seniors and their Advisors, including their children, UNDERSTAND REVERSE MORTGAGES.

The podcast is written in plain english and hosted by Nelson A. Locke JD - a well known Reverse Mortgage Expert and the Chief Executive Officer of Value Financial - America's Senior - one of America's most experienced and trusted Reverse Mortgage Lenders. You can review their site at www.valuefinancial.net, or call them at (800) 760-5363. You can even apply on line for a benefits quote!

Played: 1322 | Download | Duration: 00:13:10

If you really needed a Reverse Mortgage, why on earth would you wait, hoping that the programs would get better or the fees would be reduced. For Pete's sake, what is your peace of mind worth? The facts are, these programs are pretty good as is and if they get better, we'll work with you to help you realize the benefit of any changes.....but can you afford to "wait"? Let's discuss it a little. This public service podcast was developed to help Seniors and their Advisors, including their children, UNDERSTAND REVERSE MORTGAGES.
 
The podcast is written in plain english and hosted by Nelson A. Locke JD - a well known Reverse Mortgage Expert and the Chief Executive Officer of Value Financial - America's Senior - one of America's most experienced and trusted Reverse Mortgage Lenders. You can review their site at www.valuefinancial.net, or call them at (800) 760-5363. You can even apply on line for a benefits quote!

Played: 1185 | Download | Duration: 00:13:05

Here Nelson is telling you in plain english where each HUD program works the best. Of course, its only his opinion but it will be helpful to you because it will give you something to consider as you make your choice. And remember, if your reverse mortgage specialist does not show you ALL available programs, something is wrong! This public service podcast was developed to help Seniors and their Advisors, including their children, UNDERSTAND REVERSE MORTGAGES. The podcast is written in plain english and hosted by Nelson A. Locke, a well known Reverse Mortgage Expert and the Chief Executive Officer of Value Financial - America's Senior - one of America's most experienced and trusted Reverse Mortgage Lenders. You can review their site at www.valuefinancial.net, or call them at (800) 760-5363. You can even apply on line for a benefits quote!

Played: 1196 | Download | Duration: 00:18:48

Maybe you just saw Robert Wagner on TV and you think that calling him is a great way to go. Maybe so. But don't you think your neighborhood lender might be a safer choice, especially since this is your home we're talking about?

Wouldn't it be better to go "eyeball to eyeball" over your kitchen table?

Listen, it's up to you. This is just an opinion, that's all.

Listen up.

Played: 1163 | Download | Duration: 00:16:03

Plain speak in Spanish, narrated by our own Oscar Palma Jr. Keeps it simple! Let Oscar tell you about Reverse Mortgages, and the music is a nice touch too!

Played: 1450 | Download | Duration: 00:07:30